Do it yourself bankruptcy kit

Do It Yourself "On-Line" Bankruptcy Kit

Filing Chapter 7 or Chapter 13 Bankruptcy May Be Your Way Out!

What Is Chapter 7 Bankruptcy?

Chapter 7 is the most common form of consumer bankruptcy. Chapter 7 in the bankruptcy code is the liquidation of most debts. The only debts you cannot liquidate are student loans (unless they are over 7 years,) taxes of any type, and child support or alimony. These must still be paid.

What is Chapter 13 Bankruptcy

Chapter 13 Bankruptcy requires you to repay certain debts over a period of time established by the court. The debt would be repaid over a two to three year period, with no finance charges.

Is Bankruptcy For Me?

If you have come to the conclusion that filing for bankruptcy is the only way out, this on-line kit will save you time and money. It includes all the necessary up to date forms and complete step-by-step instructions to complete a chapter 7 or Chapter 13 bankruptcy proceeding without the need of an attorney.

It usually takes 30 to 60 days for your bankruptcy to be discharged.

When you first file your case with the court (which could be as soon as today) the court will contact your creditors immediately and inform them you have filed for bankruptcy. At that point, your creditors by law, must stop any collection efforts they are pursuing (including harassing phone calls and letters)

Total On-Line Support!

UNLIKE CD-ROMS OR PRE-PRINTED FORMS, You receive a CD-ROM disk which takes you to a specific, password protected web site. You create all your forms completely on line in the privacy of your own home. If you need to, you can make changes at any time to the forms. When you are ready, you simply print them out. After registration on line, you will have access to the on-line bankruptcy kit for one full year!

TOLL FREE HELP LINE

A toll free help line is available Monday through Friday. While we cannot give you legal advise, we can help you with questions about the kit.

ALWAYS UP TO DATE

This kit is always up to date as it is an "on-line" product!. THIS InfoAmerica™ BANKRUPTCY KIT IS UPDATED EACH TIME A STATE OR FEDERAL LAW CHANGES -- SO YOUR INFORMATION AND FORMS ARE THE MOST UP-TO-DATE AVAILABLE!

This kit allows you to file for Chapter 7 or Chapter 13 Bankruptcy in the Federal Bankruptcy Court in your area, anywhere in the United States. It is legal in all 50 states and Washington D.C. Windows 95/98® or higher and Internet access is required to use this product.

In addition to the cost of this kit, you will need to pay the court $175 to $200 in filing fees.